Last updated: 7 July 2026
Who We Are
This website is operated by DF Team Ltd (Company No. 14383544), trading as Debt Free Team, of 10 Broad O’ Th Lane, Shevington, Wigan, WN6 8EA ("Debt Free Team", "we", "us", "our").
What We Do
Debt Free Team is a commercial introducer. We are not a lender and do not provide, broker or arrange loans of any kind. We do not provide debt advice and we do not assess what solution is suitable for your circumstances.
If you submit the contact form and consent to us doing so, we will pass your details to a partner firm, which may include a licensed Insolvency Practitioner or other regulated adviser, so they can contact you directly to discuss the debt options available to you and confirm your eligibility. We may receive a fee or commission from the partner firm if you go on to use their services. This does not affect the advice or service you receive from them.
Use of This Website
You may use this website only for lawful purposes. You must not use it in any way that could damage, disable or impair the site, or interfere with any other party's use of it. You agree to provide accurate and truthful information when submitting the contact form.
No Advice or Recommendation
Nothing on this website constitutes financial, debt or legal advice, and nothing should be relied upon as a recommendation to enter into any particular debt solution. Any advice about which solution is right for you will be provided by the partner firm, not by Debt Free Team.
Accuracy of Information
We aim to keep the information on this website accurate and up to date, but we do not guarantee its completeness or accuracy at any given time. Outcomes described (such as the effect of an IVA on your credit file, or whether debt can be written off) depend entirely on your individual circumstances and are subject to creditor and Insolvency Practitioner agreement.
Limitation of Liability
To the fullest extent permitted by law, Debt Free Team accepts no liability for any loss or damage arising from your use of this website, or from the services provided by any partner firm to which your details are passed. This does not affect any liability that cannot be excluded or limited under applicable law.
Third-Party Firms
Any partner firm to which we introduce you is separate and independent from Debt Free Team. We are not responsible for the advice, services, fees or conduct of any partner firm. Your contract, if any, will be with that partner firm directly.
Intellectual Property
All content on this website, including text, graphics and logos, is owned by or licensed to Debt Free Team and may not be copied or reused without our permission.
Changes to These Terms
We may update these terms from time to time. The date at the top of this page shows when they were last revised.
Governing Law
These terms are governed by the laws of England and Wales. This website and our introducer service are available to residents of England and Wales only. If you are based in Scotland or Northern Ireland, different debt solutions and rules apply, and this service may not be suitable for you — please contact us before proceeding.
Contact Us
By email: help@debtfreeteamlive.co.uk
By telephone: 0161 560 5920
By post: Debt Free Team, 10 Broad O’ Th Lane, Shevington, Wigan, WN6 8EA
DF Team Ltd (Company No. 14383544). Registered Office: 10 Broad O’ Th Lane, Shevington, Wigan, WN6 8EA.